STEP 1: This step is completely free and is provided in Good Faith as a courtesy public service to all who are struggling with bad credit.

Free ordering of your Official Standardized Credit Reports directly from the Bureaus.
Attention! (Online credit reports are not the same as the standardized paper reports and don’t contain your full credit information.)

Free professional interpretation of all three of your credit reports by a credit expert which includes:

a. Educational explanation of the credit system *Upon request.
b. Explanation of what is affecting your credit scores negatively + positively.
c. Credit Balance analysis.
d. Up to 30 minutes for answering any questions you may have about credit.
e. Realistic and reasonable plan to restore your credit to it’s Top Score.

STEP 2: This step puts into action the plan which is drawn up in step 1 and includes:

f. Elite Credit Counsel Membership for 1 year. This joins you with a personal and caring credit expert who will work with all your questions and concerns about credit reports, credit cards, collectors & attorneys, along with priceless information which can not only prevent lawsuits but help increase your chances to win/stop them if you’re being sued by the collection company.

g. Negative Item Removal: This is a free service which involves:

Our company contacts Collectors, Attorneys, Creditors, Credit bureaus, Federal Trade Commission and Attorney Generals as necessary.

We complete this phase effectively by using powerful legal methods to put a checkmate on their collection efforts as well as make them remove credit damaging marks from the credit reports. This process is 95-100% effective and results are seen within the first 30-45 days. Again, this service is completely free!

STEP 3: Rebuilding, Summarization & Finalization.

Although this is the third and final step, it is perhaps one of the most important steps since it gives you the total picture and understanding, support and confidence as well as Results! It includes:

h. Detailed review of investigation results and addressing any further concerns or issues.

i. Sharing information necessary to rebuild positive credit status (removing negative items is one big part of achieving your Top Credit Score, but rebuilding new positive credit after the mess is cleaned up is just as important). We assist you in opening new accounts, balancing proper credit, and simple methods to keep you out of trouble and increase your credit score fast!